Forum Discussion
Under the Fair Credit Reporting Act (FCRA), all entries in your credit report have to be verifiable (i.e. written proof). If they cannot be verified, then they have to be removed. That's the law. In the real world, it may take several attempts to get the unverifiable entry removed. But, I've been told that persistence pays off in this regard.
As far as redress of the billing issues themselves, you might be able to file a complaint with the state agency regulating them in your state. Here in Virginia, it's the State Corporation Commission.
Good luck.
- MidwesternJulie7 years agoNew Contributor
Thank You. That at least is a starting point for me.
- Rob_H_7 years agoContributor II
You're welcome. In this case, it may not prove to be too difficult getting the derogatory entries removed from your credit report. Hope it helps.
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